Carding Card terms

Jonas

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Part number 4 for carding
What is Dump? - Raw magnetic stripe data containing card information in track1/track2 format. Used to create physical cloned cards
What is PIN? - A Personal Identification Number required to confirm purchases made with a bank card and to withdraw money from an ATM. Usually 4, sometimes 6 digits
What is Balance? - The amount of money on your bank card that can be spent or sent. Always check the balance on your account before making a purchase, otherwise you will get a payment rejection and ruin your material.
What is Limit? - The maximum amount of money, more than which cannot be debited from a bank card. The higher the limit, the more valuable such a card will be
What is Issuer? - The bank that issued the bank card processes the card transactions. The levels and measures of security vary from issuer to issuer
What is 3DS? - 3D Secure is an authentication protocol that adds an extra layer of security for online card payments. Requires additional verification via banking apps or SMS codes
What is VBV? - Verified by Visa is the visa version of 3DS. More often used as a generic term for any 3DS verification
What is MCSC? - Mastercard Secure Code protection for online transactions. Like VBV, requires additional verification
What is AMEX Safe? - American Express SafeKey verification system for online purchases
What is Auth? - An authorization code confirms that a transaction has been approved.
What is Decline? - Deny a transaction due to insufficient funds, fraud detection, or other issues. Rejecting a transaction too often will make the bank issuer suspicious and block the transaction
What is ZIP? - The postal code of the account must match the card details for address verification. This is a very important part of cardholder data
What is DOB? - Cardholder's Date Of Birth required for verification. Part of the fullz data used for identity verification
What is MMN? - Mother's Maiden Name is the most common security question when checking a card. Included in fullz quality
What is SSN? - Social Security Number uniquely identifies US citizens. The most critical part of FULLZ used for identity verification
What is Checker? - A tool that checks whether cards are valid and active. Necessary to check the status of the card before use
What is Auth check? - A small test payment to see if the card works. Usually $1 or $2, which can be refunded
What is Simple check? - Basic card verification fee. Higher success rate, but may give false positives
What is Refund? - Methods of refunding sellers after receiving an item. Social engineering and fake tracking numbers are common tactics
 
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